固定年金 (Fixed Annuity) 提供固定的定期支付，保障穩定收入。
Provides fixed periodic payments, ensuring a stable income.
可變年金 (Variable Annuity) 支付金額根據投資表現波動，可能增減。
Payment amount fluctuates based on investment performance, potentially increasing or decreasing.
即時年金 (Immediate Annuity) 購買後立即開始支付定期金額。
Starts periodic payments immediately after purchase.
遞延年金 (Deferred Annuity) 購買後，支付開始的時間延遲至未來某個時點。
Payment starts at a future date after purchase.
