BOP vs. General Liability: What’s the Difference? 🔍
When shopping for business insurance, many small business owners get confused between a standard General Liability (GL) policy and a Business Owner’s Policy (BOP).
Here is what you need to know:
General Liability Insurance:
Primarily protects your business against certain third-party liability claims.
Business Owner's Policy (BOP):
Typically combines multiple coverages into one policy, which may include:
✓ General Liability
✓ Business Property
✓ Business Income
*Note: Actual coverage varies by policy and insurer.
Key Takeaway: A BOP isn't simply "better General Liability." It's a package designed to address multiple business risks.
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When securing coverage for your business, don't just ask "How much is GL?"
Make sure you evaluate what risks your company actually faces.
Send us a DM or click the link in our bio to request a Coverage Review today!
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