Opening a Restaurant in California? Don't Stop at General Liability 🍽️
Operating a food business comes with unique risks—from kitchen fires and food spoilage to employee workplace injuries.
Depending on your specific operations, a restaurant owner should consider:
☐ General Liability
☐ Commercial Property
☐ Business Income
☐ Workers' Compensation
☐ Liquor Liability
☐ Equipment Breakdown
☐ Commercial Auto-related coverage
Your insurance needs will also evolve based on your service model:
- Dine-in service
- Delivery
- Alcohol service
- Catering
- Live entertainment
Key Takeaway: Your insurance should reflect how your restaurant actually operates.
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Opening or expanding a restaurant in California?
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