If you're signing a commercial lease or onboarding a new vendor, you'll likely be asked to provide a Certificate of Insurance (COI). A Certificate of Insurance provides a snapshot of your business insurance information, such as: ✓ Insurance carrier ✓ Policy period ✓ Types of coverage ✓ Policy limits But remember: A COI is NOT the insurance policy itself. It is simply proof of coverage at a specific point in time. Being listed on a COI does NOT automatically make someone an Ad