Will My Car Insurance Cover OEM Parts After An Accident?

🛠️ Will your car insurance cover OEM parts after an accident?

Not always. Here's what you need to know:

🚗 Most base policies only pay for aftermarket or recycled parts

🧠 OEM coverage usually requires an added endorsement

📆 Insurers often only allow it for cars under 3–5 years old

💰 The good news? It’s often just a few extra dollars per month

⚠️ Without it, you might have to pay out-of-pocket if you want factory parts

💡 Tip: If your car is still fairly new, now’s the perfect time to review your policy!

📩 DM us if you want to check whether your current plan covers OEM parts.

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