What If I Missed Open Enrollment?

😬 Missed Open Enrollment? Don’t panic!

If you've recently moved, got married, or lost a job, you may qualify for a Special Enrollment Period — giving you 60 days to enroll in health coverage 🗓️

🏠 Moved cities?

💍 Just got married?

📄 Changed jobs?

👉 You might still be eligible for coverage—at no extra cost for using an agent! Let us help you find a plan that fits your needs and budget 💡

📩 DM us today—don’t miss your window!

#HealthInsurance #SpecialEnrollment #CoveredCalifornia #OpenEnrollment  #InsuranceAgentTips #GetCovered 

www.aeinsure.com

Will My Car Insurance Cover OEM Parts After An Accident?

🛠️ Will your car insurance cover OEM parts after an accident?

Not always. Here's what you need to know:

🚗 Most base policies only pay for aftermarket or recycled parts

🧠 OEM coverage usually requires an added endorsement

📆 Insurers often only allow it for cars under 3–5 years old

💰 The good news? It’s often just a few extra dollars per month

⚠️ Without it, you might have to pay out-of-pocket if you want factory parts

💡 Tip: If your car is still fairly new, now’s the perfect time to review your policy!

📩 DM us if you want to check whether your current plan covers OEM parts.

#CarInsuranceTips #OEMCoverage #AftermarketParts #AutoRepairs #InsuranceHelp #CaliforniaInsurance #VehicleProtection 

www.aeinsure.com

Home Insurance vs Market Value

💡Should I insure my home for the market value? Not necessarily!

🏡 Home insurance covers rebuild cost, not what your home could sell for.

🏗️ Market value includes land and location — but your policy only needs to cover the structure.

Want to make sure you're not overpaying on your premium? Let’s check together!

📄💬#HomeInsuranceTips #InsureSmart #RebuildCost #HomeCoverage101 #CaliforniaHomes #ProtectYourHome 

www.aeinsure.com